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APPENDIX 4/2

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Month by Month Breakdown of the Investment/Fund Value process for our Endowment Mortgage Policy

Note! Two separate breakdowns are included: the first, assuming a net growth rate of 9.75% p.a.; the second, assuming a net growth rate of 7% p.a. These breakdowns apply to our Endowment Mortgage Policy for a Loan Amount of £40,000 borrowed over 15 years.

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Monthly unit report on policy number 2932881 at 7%
growth per annum

 

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Aug-1991

£147.20

 

£1.028

 

 

 

 

£0.977

 

Sep-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Oct-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Nov-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Dec-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Jan-1992

£147.20

 

£1.033

 

 

 

 

£0.981

 

Feb-1992

£147.20

 

£1.041

 

135.245

 

-135.245

£0.989

-£133.76

Mar-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

Apr-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

May-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

Jun-1992

£147.20

 

£1.044

 

 

 

-135.245

£0.992

-£134.16

Jul-1992

£147.20

 

£1.044

 

 

 

-135.245

£0.992

-£134.16

Aug-1992

£147.20

£141.31

£1.044

135.354

 

 

0.109

£0.992

£0.11

Sep-1992

£147.20

£141.31

£1.044

135.354

 

 

135.464

£0.992

£134.38

Oct-1992

£147.20

£141.31

£1.044

135.354

 

 

270.818

£0.992

£268.65

Nov-1992

£147.20

£141.31

£1.044

135.354

 

 

406.173

£0.992

£402.92

Dec-1992

£147.20

£141.31

£1.044

135.354

 

 

541.527

£0.992

£537.19

Jan-1993

£147.20

£141.31

£1.044

135.354

 

 

676.881

£0.992

£671.47

Feb-1993

£147.20

£141.31

£1.044

135.354

99.541

 

712.695

£0.992

£706.99

Mar-1993

£147.20

£141.31

£1.044

135.354

 

 

848.049

£0.992

£841.26

Apr-1993

£147.20

£141.31

£1.080

130.843

 

 

978.892

£1.026

£1,004.34

May-1993

£147.20

£141.31

£1.092

129.405

 

 

1108.297

£1.037

£1,149.30

Jun-1993

£147.20

£141.31

£1.100

128.464

 

 

1236.760

£1.045

£1,292.41

Jul-1993

£147.20

£141.31

£1.133

124.722

 

 

1361.482

£1.076

£1,464.95

Aug-1993

£147.20

£141.31

£1.151

122.772

 

 

1484.254

£1.093

£1,622.29

Sep-1993

£147.20

£141.31

£1.188

118.948

 

 

1603.202

£1.129

£1,810.01

Oct-1993

£147.20

£141.31

£1.188

118.918

 

 

1722.149

£1.129

£1,944.31

Nov-1993

£147.20

£141.31

£1.209

116.882

 

 

1839.031

£1.149

£2,113.05

Dec-1993

£147.20

£141.31

£1.209

116.882

 

 

1955.913

£1.149

£2,247.34

Jan-1994

£147.20

£141.31

£1.241

113.868

 

 

2069.781

£1.179

£2,440.27

Feb-1994

£147.20

£141.31

£1.263

111.884

87.047

 

2094.618

£1.200

£2,513.54

Mar-1994

£147.20

£141.31

£1.263

111.884

 

 

2206.502

£1.200

£2,647.80

Apr-1994

£147.20

£141.31

£1.263

111.884

 

 

2318.387

£1.200

£2,782.06

May-1994

£147.20

£141.31

£1.273

111.021

 

 

2429.407

£1.209

£2,937.97

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Jun-1994

£147.20

£141.31

£1.283

110.164

 

 

2539.571

£1.219

£3,095.09

Jul-1994

£147.20

£141.31

£1.293

109.313

 

 

2648.884

£1.228

£3,253.43

Aug-1994

£147.20

£141.31

£1.303

108.469

 

 

2757.353

£1.238

£3,413.01

Sep-1994

£147.20

£141.31

£0.828

170.632

 

 

2864.985

£1.247

£3,573.82

Oct-1994

£147.20

£141.31

£1.323

106.801

 

 

2971.785

£1.257

£3,735.89

Nov-1994

£147.20

£141.31

£1.333

105.976

 

 

3077.762

£1.267

£3,899.22

Dec-1994

£147.20

£141.31

£1.344

105.158

 

 

3182.920

£1.277

£4,063.22

Jan-1995

£147.20

£141.31

£1.354

104.346

 

 

3287.266

£1.287

£4,229.70

Feb-1995

£147.20

£141.31

£1.365

103.541

81.595

 

3309.211

£1.297

£4,291.06

Mar-1995

£147.20

£141.31

£1.375

102.741

 

 

3411.953

£1.307

£4,458.71

Apr-1995

£147.20

£141.31

£1.386

101.948

 

 

3513.901

£1.317

£4,627.66

May-1995

£147.20

£141.31

£1.397

101.161

 

 

3615.062

£1.327

£4,797.93

Jun-1995

£147.20

£141.31

£1.408

100.380

 

 

3715.442

£1.338

£4,969.52

Jul-1995

£147.20

£141.31

£1.419

99.605

 

 

3815.047

£1.348

£5,142.44

Aug-1995

£147.20

£141.31

£1.430

98.836

 

 

3913.883

£1.358

£5,316.71

Sep-1995

£147.20

£141.31

£1.441

98.073

 

 

4011.956

£1.369

£5,492.34

Oct-1995

£147.20

£141.31

£1.452

97.316

 

 

4109.271

£1.380

£5,669.34

Nov-1995

£147.20

£141.31

£1.463

96.565

 

 

4205.836

£1.390

£5,847.71

Dec-1995

£147.20

£141.31

£1.475

95.819

 

 

4301.655

£1.401

£6,027.47

Jan-1996

£147.20

£141.31

£1.486

95.079

 

 

4396.734

£1.412

£6,208.62

Feb-1996

£147.20

£141.31

£1.498

94.345

76.737

 

4414.342

£1.423

£6,281.99

Mar-1996

£147.20

£141.31

£1.509

93.617

 

 

4507.959

£1.434

£6,465.12

Apr-1996

£147.20

£141.31

£1.521

92.894

 

 

4600.853

£1.445

£6,649.69

May-1996

£147.20

£141.31

£1.533

92.177

 

 

4693.030

£1.457

£6,835.68

Jun-1996

£147.20

£141.31

£1.545

91.465

 

 

4784.495

£1.468

£7,023.13

Jul-1996

£147.20

£141.31

£1.557

90.759

 

 

4875.255

£1.479

£7,212.03

Aug-1996

£147.20

£141.31

£1.569

90.058

 

 

4965.313

£1.491

£7,402.41

Sep-1996

£147.20

£141.31

£1.581

89.363

 

 

5054.676

£1.502

£7,594.26

Oct-1996

£147.20

£141.31

£1.594

88.673

 

 

5143.349

£1.514

£7,787.61

Nov-1996

£147.20

£141.31

£1.570

89.989

 

 

5231.338

£1.526

£7,982.46

Dec-1996

£147.20

£141.31

£1.619

87.309

 

 

5318.648

£1.538

£8,178.83

Jan-1997

£147.20

£141.31

£1.631

86.635

 

 

5405.283

£1.550

£8,376.72

Feb-1997

£147.20

£141.31

£1.625

86.966

71.980

 

5419.269

£1.562

£8,463.74

Mar-1997

£147.20

£141.31

£1.657

85.303

 

 

5504.572

£1.574

£8,663.85

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Apr-1997

£147.20

£141.31

£1.669

84.644

 

 

5589.216

£1.586

£8,865.52

May-1997

£147.20

£141.31

£1.682

83.991

 

 

5673.207

£1.599

£9,068.76

Jun-1997

£147.20

£141.31

£1.689

83.642

 

 

5756.549

£1.611

£9,273.58

Jul-1997

£147.20

£141.31

£1.709

82.699

 

 

5839.248

£1.623

£9,479.99

Aug-1997

£147.20

£141.31

£1.722

82.060

 

 

5921.309

£1.636

£9,688.01

Sep-1997

£147.20

£141.31

£1.735

81.427

 

 

6002.736

£1.649

£9,897.65

Oct-1997

£147.20

£141.31

£1.749

80.798

 

 

6083.534

£1.662

£10,108.92

Nov-1997

£147.20

£141.31

£1.763

80.174

 

 

6163.708

£1.675

£10,321.83

Dec-1997

£147.20

£141.31

£1.776

79.555

 

 

6243.264

£1.688

£10,536.40

Jan-1998

£147.20

£141.31

£1.790

78.941

 

 

6322.205

£1.701

£10,752.64

Feb-1998

£147.20

£141.31

£1.804

78.332

67.144

 

6333.393

£1.714

£10,855.48

Mar-1998

£147.20

£141.31

£1.818

77.727

 

 

6411.102

£1.727

£11,074.20

Apr-1998

£147.20

£141.31

£1.832

77.127

 

 

6488.247

£1.741

£11,294.62

May-1998

£147.20

£141.31

£1.846

76.532

 

 

6564.779

£1.754

£11,516.76

Jun-1998

£147.20

£141.31

£1.861

75.941

 

 

6640.719

£1.768

£11,740.62

Jul-1998

£147.20

£141.31

£1.875

75.354

 

 

6716.074

£1.782

£11,966.23

Aug-1998

£147.20

£141.31

£1.890

74.773

 

 

6790.847

£1.796

£12,193.59

Sep-1998

£147.20

£141.31

£1.905

74.195

 

 

6865.042

£1.810

£12,422.73

Oct-1998

£147.20

£141.31

£1.919

73.623

 

 

6938.665

£1.824

£12,653.64

Nov-1998

£147.20

£141.31

£1.934

73.054

 

 

7011.719

£1.838

£12,886.35

Dec-1998

£147.20

£141.31

£3.326

42.490

 

 

7084.209

£1.852

£13,120.87

Jan-1999

£147.20

£141.31

£1.965

71.931

 

 

7156.140

£1.867

£13,357.22

Feb-1999

£147.20

£141.31

£1.980

71.375

62.058

 

7165.457

£1.881

£13,478.67

Mar-1999

£147.20

£141.31

£1.995

70.824

 

 

7236.281

£1.896

£13,717.80

Apr-1999

£147.20

£141.31

£2.011

70.277

 

 

7306.558

£1.910

£13,958.79

May-1999

£147.20

£141.31

£2.026

69.735

 

 

7376.293

£1.925

£14,201.66

Jun-1999

£147.20

£141.31

£2.042

69.196

 

 

7445.490

£1.940

£14,446.41

Jul-1999

£147.20

£141.31

£2.058

68.662

 

 

7514.152

£1.955

£14,693.07

Aug-1999

£147.20

£141.31

£2.074

68.132

 

 

7582.284

£1.971

£14,941.65

Sep-1999

£147.20

£141.31

£2.090

67.606

 

 

7649.890

£1.986

£15,192.16

Oct-1999

£147.20

£141.31

£2.106

67.084

 

 

7716.975

£2.001

£15,444.63

Nov-1999

£147.20

£141.31

£2.123

66.566

 

 

7783.541

£2.017

£15,699.05

Dec-1999

£147.20

£141.31

£2.139

66.052

 

 

7849.593

£2.033

£15,955.46

Jan-2000

£147.20

£141.31

£2.156

65.542

 

 

7915.136

£2.048

£16,213.86

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Feb-2000

£147.20

£141.31

£2.173

65.036

56.550

 

7923.622

£2.064

£16,357.53

Mar-2000

£147.20

£141.31

£2.190

64.534

 

 

7988.157

£2.080

£16,619.06

Apr-2000

£147.20

£141.31

£2.207

64.036

 

 

8052.193

£2.097

£16,882.62

May-2000

£147.20

£141.31

£2.224

63.542

 

 

8115.735

£2.113

£17,148.23

Jun-2000

£147.20

£141.31

£2.241

63.051

 

 

8178.786

£2.129

£17,415.92

Jul-2000

£147.20

£141.31

£2.688

52.564

 

 

8241.350

£2.146

£17,685.68

Aug-2000

£147.20

£141.31

£2.276

62.081

 

 

8303.432

£2.163

£17,957.54

Sep-2000

£147.20

£141.31

£2.294

61.602

 

 

8365.034

£2.179

£18,231.52

Oct-2000

£147.20

£141.31

£2.312

61.127

 

 

8426.160

£2.196

£18,507.63

Nov-2000

£147.20

£141.31

£2.330

60.655

 

 

8486.815

£2.214

£18,785.89

Dec-2000

£147.20

£141.31

£2.348

60.186

 

 

8547.001

£2.231

£19,066.31

Jan-2001

£147.20

£141.31

£2.366

59.722

 

 

8606.723

£2.248

£19,348.91

Feb-2001

£147.20

£141.31

£2.385

59.261

50.462

 

8615.521

£2.266

£19,519.39

Mar-2001

£147.20

£141.31

£2.403

58.803

 

 

8674.325

£2.283

£19,805.52

Apr-2001

£147.20

£141.31

£2.422

58.349

 

 

8732.674

£2.301

£20,093.87

May-2001

£147.20

£141.31

£2.441

57.899

 

 

8790.572

£2.319

£20,384.47

Jun-2001

£147.20

£141.31

£2.460

57.452

 

 

8848.024

£2.337

£20,677.33

Jul-2001

£147.20

£141.31

£2.479

57.008

 

 

8905.032

£2.355

£20,972.47

Aug-2001

£147.20

£141.31

£2.498

56.568

 

22.263

8983.863

£2.373

£21,322.75

Sep-2001

£147.20

£141.31

£2.518

56.131

 

22.460

9062.454

£2.392

£21,676.63

Oct-2001

£147.20

£141.31

£2.537

55.698

 

22.656

9140.808

£2.411

£22,034.15

Nov-2001

£147.20

£141.31

£2.557

55.268

 

22.852

9218.928

£2.429

£22,395.36

Dec-2001

£147.20

£141.31

£2.577

54.841

 

23.047

9296.816

£2.448

£22,760.29

Jan-2002

£147.20

£141.31

£2.597

54.418

 

23.242

9374.476

£2.467

£23,128.98

Feb-2002

£147.20

£141.31

£2.617

53.998

42.886

23.436

9409.024

£2.486

£23,394.83

Mar-2002

£147.20

£141.31

£2.637

53.581

 

23.523

9486.127

£2.506

£23,770.06

Apr-2002

£147.20

£141.31

£2.658

53.167

 

23.715

9563.010

£2.525

£24,149.15

May-2002

£147.20

£141.31

£2.679

52.757

 

23.908

9639.674

£2.545

£24,532.14

Jun-2002

£147.20

£141.31

£2.699

52.349

 

24.099

9716.123

£2.565

£24,919.08

Jul-2002

£147.20

£141.31

£2.720

51.945

 

24.290

9792.358

£2.585

£25,310.00

Aug-2002

£147.20

£141.31

£2.742

51.544

 

24.481

9868.383

£2.605

£25,704.95

Sep-2002

£147.20

£141.31

£2.763

51.146

 

24.671

9944.201

£2.625

£26,103.97

Oct-2002

£147.20

£141.31

£2.784

50.751

 

24.861

10019.813

£2.645

£26,507.10

Nov-2002

£147.20

£141.31

£2.806

50.360

 

25.050

10095.222

£2.666

£26,914.38

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Dec-2002

£147.20

£141.31

£2.828

49.971

 

25.238

10170.431

£2.687

£27,325.85

Jan-2003

£147.20

£141.31

£2.850

49.585

 

25.426

10245.442

£2.708

£27,741.56

Feb-2003

£147.20

£141.31

£2.872

49.202

33.429

25.614

10286.828

£2.729

£28,070.34

Mar-2003

£147.20

£141.31

£2.894

48.822

 

25.717

10361.368

£2.750

£28,493.72

Apr-2003

£147.20

£141.31

£2.917

48.445

 

25.903

10435.717

£2.771

£28,921.46

May-2003

£147.20

£141.31

£2.940

48.071

 

26.089

10509.877

£2.793

£29,353.61

Jun-2003

£147.20

£141.31

£2.962

47.700

 

26.275

10583.852

£2.815

£29,790.20

Jul-2003

£147.20

£141.31

£2.986

47.332

 

26.460

10657.644

£2.837

£30,231.30

Aug-2003

£147.20

£141.31

£3.009

46.967

 

26.644

10731.255

£2.859

£30,676.94

Sep-2003

£147.20

£141.31

£3.032

46.604

 

26.828

10804.687

£2.881

£31,127.17

Oct-2003

£147.20

£141.31

£3.056

46.244

 

27.012

10877.943

£2.903

£31,582.03

Nov-2003

£147.20

£141.31

£3.080

45.887

 

27.195

10951.025

£2.926

£32,041.58

Dec-2003

£147.20

£141.31

£3.103

45.533

 

27.378

11023.936

£2.949

£32,505.87

Jan-2004

£147.20

£141.31

£3.128

45.181

 

27.560

11096.677

£2.972

£32,974.93

Feb-2004

£147.20

£141.31

£3.152

44.833

22.313

27.742

11146.938

£2.995

£33,382.01

Mar-2004

£147.20

£141.31

£3.177

44.486

 

27.867

11219.292

£3.018

£33,860.10

Apr-2004

£147.20

£141.31

£3.202

44.134

 

28.048

11291.483

£3.042

£34,343.11

May-2004

£147.20

£141.31

£3.226

43.802

 

28.229

11363.514

£3.065

£34,831.10

Jun-2004

£147.20

£141.31

£3.251

43.464

 

28.409

11435.387

£3.089

£35,324.12

Jul-2004

£147.20

£141.31

£3.276

43.129

 

28.588

11507.104

£3.113

£35,822.21

Aug-2004

£147.20

£141.31

£3.302

42.796

 

28.768

11578.667

£3.137

£36,325.43

Sep-2004

£147.20

£141.31

£3.328

42.465

 

28.947

11650.079

£3.162

£36,833.84

Oct-2004

£147.20

£141.31

£3.354

42.137

 

29.125

11721.342

£3.186

£37,347.48

Nov-2004

£147.20

£141.31

£3.380

41.812

 

29.303

11792.457

£3.211

£37,866.42

Dec-2004

£147.20

£141.31

£3.406

41.489

 

29.481

11863.427

£3.236

£38,390.70

Jan-2005

£147.20

£141.31

£3.432

41.169

 

29.659

11934.255

£3.261

£38,920.37

Feb-2005

£147.20

£141.31

£3.459

40.851

10.188

29.836

11994.753

£3.287

£39,422.03

Mar-2005

£147.20

£141.31

£3.486

40.536

 

29.987

12065.276

£3.312

£39,962.33

Apr-2005

£147.20

£141.31

£3.513

40.223

 

30.163

12135.662

£3.338

£40,508.19

May-2005

£147.20

£141.31

£3.541

39.912

 

30.339

12205.913

£3.364

£41,059.68

Jun-2005

£147.20

£141.31

£3.568

39.604

 

30.515

12276.032

£3.390

£41,616.85

Jul-2005

£147.20

£141.31

£3.596

39.298

 

30.690

12346.020

£3.416

£42,179.76

Aug-2005

£147.20

£141.31

£3.624

38.995

 

30.865

12415.880

£3.443

£42,748.46

Sep-2005

£147.20

£141.31

£3.652

38.694

 

31.040

12485.614

£3.470

£43,323.03

Monthly unit report on policy number 2932881 at 9.75% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Oct-2005

£147.20

£141.31

£3.680

38.395

 

31.214

12555.223

£3.497

£43,903.51

Nov-2005

£147.20

£141.31

£3.709

38.099

 

31.388

12624.710

£3.524

£44,489.97

Dec-2005

£147.20

£141.31

£3.738

37.805

 

31.562

12694.076

£3.551

£45,082.47

Jan-2006

£147.20

£141.31

£3.767

37.513

 

31.735

12763.324

£3.579

£45,681.07

Feb-2006

£147.20

£141.31

£3.796

37.223

6.975

31.908

12825.480

£3.607

£46,260.68

Mar-2006

£147.20

£141.31

£3.826

36.936

 

32.064

12894.480

£3.635

£46,871.42

Apr-2006

£147.20

£141.31

£3.856

36.651

 

32.236

12963.367

£3.663

£47,488.44

May-2006

£147.20

£141.31

£3.886

36.368

 

32.408

13032.143

£3.692

£48,111.83

Jun-2006

£147.20

£141.31

£3.916

36.087

 

32.580

13100.810

£3.721

£48,741.63

Jul-2006

£147.20

£141.31

£3.946

35.808

 

32.752

13169.370

£3.749

£49,377.92

 

£26,496.00

£23,740.08

 

12418.181

904.150

1655.339

 

 

 

+ 1 months growth at 9.75% p.a. =

£49,762.10

Notes

A.

Units shown are actual up to 1/4/1994, and estimated from 1/5/1994 onwards.

B.

Units surrendered are for stamp duty (year 1 only), life cover and policy fee.

C.

Premium invested is the premium X 96% from year 2 onwards.

D.

The bonus is 0.25% of the unit balance each month from year 10 onwards.

 

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Aug-1991

£147.20

 

£1.028

 

 

 

 

£0.977

 

Sep-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Oct-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Nov-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Dec-1991

£147.20

 

£1.033

 

 

 

 

£0.981

 

Jan-1992

£147.20

 

£1.033

 

 

 

 

£0.981

 

Feb-1992

£147.20

 

£1.041

 

135.245

 

-135.245

£0.989

-£133.76

Mar-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

Apr-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

May-1992

£147.20

 

£1.041

 

 

 

-135.245

£0.989

-£133.76

Jun-1992

£147.20

 

£1.044

 

 

 

-135.245

£0.992

-£134.16

Jul-1992

£147.20

 

£1.044

 

 

 

-135.245

£0.992

-£134.16

Aug-1992

£147.20

£141.31

£1.044

135.354

 

 

0.109

£0.992

£0.11

Sep-1992

£147.20

£141.31

£1.044

135.354

 

 

135.464

£0.992

£134.38

Oct-1992

£147.20

£141.31

£1.044

135.354

 

 

270.818

£0.992

£268.65

Nov-1992

£147.20

£141.31

£1.044

135.354

 

 

406.173

£0.992

£402.92

Dec-1992

£147.20

£141.31

£1.044

135.354

 

 

541.527

£0.992

£537.19

Jan-1993

£147.20

£141.31

£1.044

135.354

 

 

676.881

£0.992

£671.47

Feb-1993

£147.20

£141.31

£1.044

135.354

99.541

 

712.695

£0.992

£706.99

Mar-1993

£147.20

£141.31

£1.044

135.354

 

 

848.049

£0.992

£841.26

Apr-1993

£147.20

£141.31

£1.080

130.843

 

 

978.892

£1.026

£1,004.34

May-1993

£147.20

£141.31

£1.092

129.405

 

 

1108.297

£1.037

£1,149.30

Jun-1993

£147.20

£141.31

£1.100

128.464

 

 

1236.760

£1.045

£1,292.41

Jul-1993

£147.20

£141.31

£1.133

124.722

 

 

1361.482

£1.076

£1,464.95

Aug-1993

£147.20

£141.31

£1.151

122.772

 

 

1484.254

£1.093

£1,622.29

Sep-1993

£147.20

£141.31

£1.188

118.948

 

 

1603.202

£1.129

£1,810.01

Oct-1993

£147.20

£141.31

£1.188

118.948

 

 

1722.149

£1.129

£1,944.31

Nov-1993

£147.20

£141.31

£1.209

116.882

 

 

1839.031

£1.149

£2,113.05

Dec-1993

£147.20

£141.31

£1.209

116.882

 

 

1955.913

£1.149

£2,247.34

Jan-1994

£147.20

£141.31

£1.241

113.868

 

 

2069.781

£1.179

£2,440.27

Feb-1994

£147.20

£141.31

£1.263

111.884

87.141

 

2094.524

£1.200

£2,513.43

Mar-1994

£147.20

£141.31

£1.263

111.884

 

 

2206.408

£1.200

£2,647.69

Apr-1994

£147.20

£141.31

£1.263

111.884

 

 

2318.293

£1.200

£2,781.95

May-1994

£147.20

£141.31

£1.270

111.255

 

 

2429.548

£1.207

£2,931.94

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Jun-1994

£147.20

£141.31

£1.277

110.630

 

 

2540.178

£1.214

£3,082.78

Jul-1994

£147.20

£141.31

£1.285

110.008

 

 

2650.186

£1.220

£3,234.47

Aug-1994

£147.20

£141.31

£1.292

109.389

 

 

2759.575

£1.227

£3,387.02

Sep-1994

£147.20

£141.31

£1.299

108.774

 

 

2868.349

£1.234

£3,540.43

Oct-1994

£147.20

£141.31

£1.306

108.163

 

 

2976.512

£1.241

£3,694.71

Nov-1994

£147.20

£141.31

£1.314

107.555

 

 

3084.067

£1.248

£3,849.87

Dec-1994

£147.20

£141.31

£1.321

106.950

 

 

3191.017

£1.255

£4,005.89

Jan-1995

£147.20

£141.31

£1.329

106.349

 

 

3297.365

£1.262

£4,162.81

Feb-1995

£147.20

£141.31

£1.336

105.751

83.380

 

3319.736

£1.270

£4,214.74

Mar-1995

£147.20

£141.31

£1.344

105.156

 

 

3424.892

£1.277

£4,372.84

Apr-1995

£147.20

£141.31

£1.351

104.565

 

 

3529.457

£1.284

£4,531.82

May-1995

£147.20

£141.31

£1.359

103.977

 

 

3633.434

£1.291

£4,691.71

Jun-1995

£147.20

£141.31

£1.367

103.392

 

 

3736.826

£1.299

£4,852.50

Jul-1995

£147.20

£141.31

£1.374

102.811

 

 

3839.637

£1.306

£5,014.19

Aug-1995

£147.20

£141.31

£1.382

102.233

 

 

3941.870

£1.313

£5,176.81

Sep-1995

£147.20

£141.31

£1.390

101.658

 

 

4043.529

£1.321

£5,340.34

Oct-1995

£147.20

£141.31

£1.398

101.087

 

 

4144.615

£1.328

£5,504.79

Nov-1995

£147.20

£141.31

£1.406

100.518

 

 

4245.134

£1.336

£5,670.18

Dec-1995

£147.20

£141.31

£1.414

99.953

 

 

4345.087

£1.343

£5,836.50

Jan-1996

£147.20

£141.31

£1.422

99.391

 

 

4444.478

£1.351

£6,003.76

Feb-1996

£147.20

£141.31

£1.430

98.832

80.700

 

4462.610

£1.358

£6,062.34

Mar-1996

£147.20

£141.31

£1.438

98.277

 

 

4560.887

£1.366

£6,230.88

Apr-1996

£147.20

£141.31

£1.446

97.724

 

 

4658.611

£1.374

£6,400.37

May-1996

£147.20

£141.31

£1.454

97.175

 

 

4755.786

£1.382

£6,570.82

Jun-1996

£147.20

£141.31

£1.462

96.628

 

 

4852.414

£1.389

£6,742.24

Jul-1996

£147.20

£141.31

£1.471

96.085

 

 

4948.499

£1.397

£6,914.62

Aug-1996

£147.20

£141.31

£1.479

95.545

 

 

5044.044

£1.405

£7,087.98

Sep-1996

£147.20

£141.31

£1.487

95.008

 

 

5139.052

£1.413

£7,262.31

Oct-1996

£147.20

£141.31

£1.496

94.474

 

 

5233.525

£1.421

£7,437.64

Nov-1996

£147.20

£141.31

£1.504

93.942

 

 

5327.468

£1.429

£7,613.95

Dec-1996

£147.20

£141.31

£1.513

93.414

 

 

5420.882

£1.437

£7,791.26

Jan-1997

£147.20

£141.31

£1.521

92.889

 

 

5513.771

£1.445

£7,969.58

Feb-1997

£147.20

£141.31

£1.530

92.367

78.062

 

5528.076

£1.454

£8,035.43

Mar-1997

£147.20

£141.31

£1.539

91.847

 

 

5619.923

£1.462

£8,215.13

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Apr-1997

£147.20

£141.31

£1.547

91.331

 

 

5711.254

£1.470

£8,395.84

May-1997

£147.20

£141.31

£1.556

90.818

 

 

5802.072

£1.478

£8,577.57

Jun-1997

£147.20

£141.31

£1.565

90.307

 

 

5892.378

£1.487

£8,760.33

Jul-1997

£147.20

£141.31

£1.574

89.799

 

 

5982.178

£1.495

£8,944.12

Aug-1997

£147.20

£141.31

£1.583

89.294

 

 

6071.472

£1.504

£9,128.96

Sep-1997

£147.20

£141.31

£1.591

88.792

 

 

6160.264

£1.512

£9,314.83

Oct-1997

£147.20

£141.31

£1.600

88.293

 

 

6248.557

£1.521

£9,501.76

Nov-1997

£147.20

£141.31

£1.610

87.797

 

 

6336.354

£1.529

£9,689.75

Dec-1997

£147.20

£141.31

£1.619

87.303

 

 

6423.657

£1.538

£9,878.80

Jan-1998

£147.20

£141.31

£1.628

86.812

 

 

6510.469

£1.547

£10,068.92

Feb-1998

£147.20

£141.31

£1.637

86.324

75.316

 

6521.477

£1.555

£10,142.97

Mar-1998

£147.20

£141.31

£1.646

85.839

 

 

6607.316

£1.564

£10,334.58

Apr-1998

£147.20

£141.31

£1.656

85.356

 

 

6692.672

£1.573

£10,527.27

May-1998

£147.20

£141.31

£1.665

84.876

 

 

6777.548

£1.582

£10,721.06

Jun-1998

£147.20

£141.31

£1.674

84.399

 

 

6861.947

£1.591

£10,915.94

Jul-1998

£147.20

£141.31

£1.684

83.924

 

 

6945.871

£1.600

£11,111.92

Aug-1998

£147.20

£141.31

£1.693

83.453

 

 

7029.324

£1.609

£11,309.01

Sep-1998

£147.20

£141.31

£1.703

82.983

 

 

7112.307

£1.618

£11,507.21

Oct-1998

£147.20

£141.31

£1.712

82.517

 

 

7194.824

£1.627

£11,706.54

Nov-1998

£147.20

£141.31

£1.722

82.053

 

 

7276.877

£1.636

£11,906.99

Dec-1998

£147.20

£141.31

£1.732

81.592

 

 

7358.469

£1.646

£12,108.57

Jan-1999

£147.20

£141.31

£1.742

81.133

 

 

7439.601

£1.655

£12,311.30

Feb-1999

£147.20

£141.31

£1.752

80.677

72.296

 

7447.982

£1.664

£12,394.86

Mar-1999

£147.20

£141.31

£1.761

80.223

 

 

7528.205

£1.674

£12,599.20

Apr-1999

£147.20

£141.31

£1.771

79.772

 

 

7607.977

£1.683

£12,804.70

May-1999

£147.20

£141.31

£1.781

79.324

 

 

7687.301

£1.693

£13,011.36

Jun-1999

£147.20

£141.31

£1.792

78.878

 

 

7766.178

£1.702

£13,219.19

Jul-1999

£147.20

£141.31

£1.802

78.434

 

 

7844.612

£1.712

£13,428.19

Aug-1999

£147.20

£141.31

£1.812

77.993

 

 

7922.605

£1.721

£13,638.38

Sep-1999

£147.20

£141.31

£1.822

77.555

 

 

8000.160

£1.731

£13,849.75

Oct-1999

£147.20

£141.31

£1.832

77.119

 

 

8077.278

£1.741

£14,062.32

Nov-1999

£147.20

£141.31

£1.843

76.685

 

 

8153.963

£1.751

£14,276.09

Dec-1999

£147.20

£141.31

£1.853

76.254

 

 

8230.217

£1.761

£14,491.08

Jan-2000

£147.20

£141.31

£1.864

75.825

 

 

8306.042

£1.771

£14,707.27

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Feb-2000

£147.20

£141.31

£1.874

75.399

56.550

 

8312.600

£1.781

£14,802.11

Mar-2000

£147.20

£141.31

£1.885

74.975

 

 

8387.575

£1.791

£15,020.06

Apr-2000

£147.20

£141.31

£1.895

74.553

 

 

8462.128

£1.801

£15,239.25

May-2000

£147.20

£141.31

£1.906

74.134

 

 

8536.262

£1.811

£15,459.67

Jun-2000

£147.20

£141.31

£1.917

73.717

 

 

8609.980

£1.821

£15,681.35

Jul-2000

£147.20

£141.31

£1.928

73.303

 

 

8683.282

£1.832

£15,904.27

Aug-2000

£147.20

£141.31

£1.939

72.891

 

 

8756.173

£1.842

£16,128.46

Sep-2000

£147.20

£141.31

£1.950

72.481

 

 

8828.654

£1.852

£16,353.91

Oct-2000

£147.20

£141.31

£1.961

72.073

 

 

8900.728

£1.863

£16,580.64

Nov-2000

£147.20

£141.31

£1.972

71.668

 

 

8972.396

£1.873

£16,808.65

Dec-2000

£147.20

£141.31

£1.983

71.265

 

 

9043.661

£1.884

£17,037.95

Jan-2001

£147.20

£141.31

£1.994

70.865

 

 

9114.525

£1.895

£17,268.55

Feb-2001

£147.20

£141.31

£2.005

70.466

64.782

 

9120.210

£1.905

£17,377.02

Mar-2001

£147.20

£141.31

£2.017

70.070

 

 

9190.280

£1.916

£17,609.53

Apr-2001

£147.20

£141.31

£2.028

69.676

 

 

9259.956

£1.927

£17,843.36

May-2001

£147.20

£141.31

£2.040

69.284

 

 

9329.240

£1.938

£18,078.51

Jun-2001

£147.20

£141.31

£2.051

68.895

 

 

9398.134

£1.949

£18,314.99

Jul-2001

£147.20

£141.31

£2.063

68.507

 

 

9466.642

£1.960

£18,552.80

Aug-2001

£147.20

£141.31

£2.074

68.122

 

23.667

9558.431

£1.971

£18,838.61

Sep-2001

£147.20

£141.31

£2.086

67.739

 

23.896

9650.066

£1.982

£19,126.75

Oct-2001

£147.20

£141.31

£2.098

67.358

 

24.125

9741.549

£1.993

£19,417.25

Nov-2001

£147.20

£141.31

£2.110

66.980

 

24.354

9832.883

£2.005

£19,710.11

Dec-2001

£147.20

£141.31

£2.122

66.603

 

24.582

9924.068

£2.016

£20,005.37

Jan-2002

£147.20

£141.31

£2.134

66.229

 

24.810

10015.107

£2.027

£20,303.04

Feb-2002

£147.20

£141.31

£2.146

65.856

59.152

25.038

10046.849

£2.039

£20,482.55

Mar-2002

£147.20

£141.31

£2.158

65.486

 

25.117

10137.452

£2.050

£20,784.12

Apr-2002

£147.20

£141.31

£2.170

65.118

 

25.344

10227.913

£2.062

£21,088.15

May-2002

£147.20

£141.31

£2.182

64.752

 

25.570

10318.235

£2.073

£21,394.67

Jun-2002

£147.20

£141.31

£2.195

64.388

 

25.796

10408.418

£2.085

£21,703.68

Jul-2002

£147.20

£141.31

£2.207

64.026

 

26.021

10498.464

£2.097

£22,015.23

Aug-2002

£147.20

£141.31

£2.220

63.666

 

26.246

10588.376

£2.109

£22,329.32

Sep-2002

£147.20

£141.31

£2.232

63.308

 

26.471

10678.155

£2.121

£22,645.97

Oct-2002

£147.20

£141.31

£2.245

62.952

 

26.695

10767.802

£2.133

£22,965.21

Nov-2002

£147.20

£141.31

£2.257

62.598

 

26.920

10857.319

£2.145

£23,287.06

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Dec-2002

£147.20

£141.31

£2.270

62.246

 

27.143

10946.708

£2.157

£23,611.53

Jan-2003

£147.20

£141.31

£2.283

61.896

 

27.367

11035.971

£2.169

£23,938.66

Feb-2003

£147.20

£141.31

£2.296

61.548

51.525

27.590

11073.583

£2.181

£24,156.06

Mar-2003

£147.20

£141.31

£2.309

61.202

 

27.684

11162.469

£2.194

£24,487.64

Apr-2003

£147.20

£141.31

£2.322

60.858

 

27.906

11251.233

£2.206

£24,821.92

May-2003

£147.20

£141.31

£2.335

60.516

 

28.128

11339.877

£2.219

£25,158.93

Jun-2003

£147.20

£141.31

£2.348

60.175

 

28.350

11428.402

£2.231

£25,498.70

Jul-2003

£147.20

£141.31

£2.362

59.837

 

28.571

11516.810

£2.244

£25,841.24

Aug-2003

£147.20

£141.31

£2.375

59.501

 

28.792

11605.102

£2.256

£26,186.58

Sep-2003

£147.20

£141.31

£2.388

59.166

 

29.013

11693.281

£2.269

£26,534.74

Oct-2003

£147.20

£141.31

£2.402

58.833

 

29.233

11781.348

£2.282

£26,885.75

Nov-2003

£147.20

£141.31

£2.415

58.503

 

29.453

11869.300

£2.295

£27,239.62

Dec-2003

£147.20

£141.31

£2.429

58.174

 

29.673

11957.150

£2.308

£27,596.38

Jan-2004

£147.20

£141.31

£2.443

57.847

 

29.893

12044.890

£2.321

£27,956.06

Feb-2004

£147.20

£141.31

£2.457

57.521

42.108

30.112

12090.415

£2.334

£28,220.39

Mar-2004

£147.20

£141.31

£2.471

57.198

 

30.226

12177.839

£2.347

£28,585.16

Apr-2004

£147.20

£141.31

£2.485

56.876

 

30.445

12265.160

£2.361

£28,952.91

May-2004

£147.20

£141.31

£2.499

56.557

 

30.663

12352.380

£2.374

£29,323.67

Jun-2004

£147.20

£141.31

£2.513

56.239

 

30.881

12439.499

£2.387

£29,697.45

Jul-2004

£147.20

£141.31

£2.527

55.922

 

31.099

12526.521

£2.401

£30,074.29

Aug-2004

£147.20

£141.31

£2.541

55.608

 

31.316

12613.445

£2.414

£30,454.21

Sep-2004

£147.20

£141.31

£2.556

55.295

 

31.534

12700.274

£2.428

£30,837.23

Oct-2004

£147.20

£141.31

£2.570

54.984

 

31.751

12787.009

£2.442

£31,223.38

Nov-2004

£147.20

£141.31

£2.585

54.675

 

31.968

12873.652

£2.456

£31,612.68

Dec-2004

£147.20

£141.31

£2.599

54.368

 

32.184

12960.204

£2.469

£32,005.16

Jan-2005

£147.20

£141.31

£2.614

54.062

 

32.401

13046.667

£2.483

£32,400.85

Feb-2005

£147.20

£141.31

£2.629

53.758

30.538

32.617

13102.503

£2.498

£32,723.50

Mar-2005

£147.20

£141.31

£2.643

53.456

 

32.756

13188.716

£2.512

£33,125.06

Apr-2005

£147.20

£141.31

£2.658

53.155

 

32.972

13274.843

£2.526

£33,529.90

May-2005

£147.20

£141.31

£2.673

52.857

 

33.187

13360.887

£2.540

£33,938.04

Jun-2005

£147.20

£141.31

£2.689

52.559

 

33.402

13446.848

£2.554

£34,349.51

Jul-2005

£147.20

£141.31

£2.704

52.264

 

33.617

13532.729

£2.569

£34,764.35

Aug-2005

£147.20

£141.31

£2.719

51.970

 

33.832

13618.531

£2.583

£35,182.58

Sep-2005

£147.20

£141.31

£2.734

51.678

 

34.046

13704.256

£2.598

£35,604.22

Monthly unit report on policy number 2932881 at 7% growth per annum

Date

Premium

Premium
Invested

Offer
Price

Units
Purchased

Units
Surrendered

Bonus
Units

Cumulative
Net Units

Bid
Price

Value

Oct-2005

£147.20

£141.31

£2.750

51.387

 

34.261

13789.904

£2.613

£36,029.31

Nov-2005

£147.20

£141.31

£2.765

51.098

 

34.475

13875.477

£2.628

£36,457.87

Dec-2005

£147.20

£141.31

£2.781

50.811

 

34.689

13960.977

£2.642

£36,889.93

Jan-2006

£147.20

£141.31

£2.797

50.525

 

34.902

14046.404

£2.657

£37,325.51

Feb-2006

£147.20

£141.31

£2.813

50.241

16.404

35.116

14115.358

£2.672

£37,720.82

Mar-2006

£147.20

£141.31

£2.829

49.959

 

35.288

14200.605

£2.687

£38,163.20

Apr-2006

£147.20

£141.31

£2.845

49.678

 

35.502

14285.785

£2.703

£38,609.19

May-2006

£147.20

£141.31

£2.861

49.399

 

35.714

14370.898

£2.718

£39,058.82

Jun-2006

£147.20

£141.31

£2.877

49.121

 

35.927

14455.946

£2.733

£39,512.13

Jul-2006

£147.20

£141.31

£2.893

48.845

 

36.140

14540.931

£2.749

£39,969.13

 

£26,496.00

£23,740.08

 

13789.493

1045.031

1796.469

 

 

 

+ 1 months growth at 7.00% p.a. =

£40,195.12

Notes

A.

Units shown are actual up to 1/4/1994, and estimated from 1/5/1994 onwards.

B.

Units surrendered are for stamp duty (year 1 only), life cover and policy fee.

C.

Premium invested is the premium X 96% from year 2 onwards.

D.

The bonus is 0.25% of the unit balance each month from year 10 onwards.